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Examining the Fintech Landscape
Housing And Urban Committee on Banking
(Author)
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Createspace Independent Publishing Platform
· Paperback
Examining the Fintech Landscape - Committee on Banking, Housing And Urban
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Origin: U.S.A.
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Synopsis "Examining the Fintech Landscape"
Technological innovation has brought about improvements in virtually every sector of the economy, and the financial sector is no exception. Technology advances are nothing new to the financial world; inventions such as the ATM and the credit card led to significant improvements in consumer welfare. New innovations by fintech companies have similar potential to make financial services faster, cheaper, and more accessible. For example, marketplace lending has the potential to expand the availability of credit to consumers and small businesses at lower costs. In particular, with the use of alternative data and technology, the business models of marketplace lenders may enable them to reach underbanked populations. Innovations in the payments space can offer enhanced speed, convenience, and efficiency in transactions. Fintech startups are not the only ones embracing this opportunity and responding to changing consumer demand. Traditional banks and other established financial institutions are increasingly participating in the fintech space through partnerships, incubators, investments, and more. Fintech firms may also reap the mutual benefits of partnering with banks who have well-established operations and comparative advantages in certain areas. But with all the potential for fintech to improve the financial services sector, the industry is still relatively new. Uncertainty remains around questions like data security and the proper regulatory treatment to ensure that consumers and the financial system are safeguarded.
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All books in our catalog are Original.
The book is written in English.
The binding of this edition is Paperback.
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