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portada Classifying Applicants for Fair Lending Analyses: What Do the Data Have to Say?
Type
Physical Book
Language
Inglés
Pages
74
Format
Paperback
Dimensions
28.0 x 21.6 x 0.4 cm
Weight
0.20 kg.
ISBN13
9781505375619

Classifying Applicants for Fair Lending Analyses: What Do the Data Have to Say?

Jason Dietrich (Author) · Createspace Independent Publishing Platform · Paperback

Classifying Applicants for Fair Lending Analyses: What Do the Data Have to Say? - Dietrich, Jason

New Book

£ 18.28

  • Condition: New
Origin: U.S.A. (Import costs included in the price)
It will be shipped from our warehouse between Tuesday, August 13 and Friday, August 23.
You will receive it anywhere in United Kingdom between 1 and 3 business days after shipment.

Synopsis "Classifying Applicants for Fair Lending Analyses: What Do the Data Have to Say?"

Testing for discrimination in mortgage lending requires classifying consumers into treatment groups and control groups. Although this may seem like a straightforward task, it is actually quite complicated. Home Mortgage Disclosure Act (HMDA) data, the primary source of data for these analyses, contain information on the ethnicity, race, and gender for both primary and coapplicants. In addition, applicants have the option of reporting up to five races. Using these detailed data to construct the standard groups, such as "Black," "Hispanic," and "White," requires subjective decisions on how to appropriately aggregate applications.

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