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portada Bait and Switch: How Student Loan Debt Stifles Social Mobility
Type
Physical Book
Author
Publisher
Language
English
Pages
134
Format
Hardcover
Dimensions
21.0 x 14.8 x 1.0 cm
Weight
0.33 kg.
ISBN13
9783031463747
Categories

Bait and Switch: How Student Loan Debt Stifles Social Mobility

Kenneth Mitchell (Author) · Robert H. Scott III (Author) · Joseph N. Patten (Author) · Palgrave MacMillan · Hardcover

Bait and Switch: How Student Loan Debt Stifles Social Mobility - Scott III, Robert H. ; Patten, Joseph N. ; Mitchell, Kenneth

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Synopsis "Bait and Switch: How Student Loan Debt Stifles Social Mobility"

This book traces how the student loan system has created insurmountable student debt traps for millions of student borrowers contrary to its original purpose of promoting social mobility. Today, approximately 45 million Americans hold over $1.7 trillion in student loan debt, with over 20% of borrowers in default. Student loan debt has the greatest negative impact of wealth-poor students, with Black and first-generation students less likely to attain a college degree, more likely to default on student loan debt, and less likely to gain the same type of wage premium from their college degrees than white student loan borrowers. The book also offers a wide range of policy solutions for remedying the student loan debt crisis.

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